Avyth MoneyWhat are you still paying for every month?
Drop in a few months of bank or card statements. It finds the charges that repeat, estimates what each costs a year, and shows the lines behind every one.
Estimated annual recurring spend
$24,928.80
If payments continue at this rate, across 12 likely recurring charges.
OAKWOOD PROPERTY MGMT$1,450.00Monthly$17,400.00a year3 charges, 31 days apart · same amount
Source charges
- 2026-06-02OAKWOOD PROPERTY MGMT RENTmedian$1,450.00
- 2026-07-02OAKWOOD PROPERTY MGMT RENT$1,450.00
- 2026-08-02OAKWOOD PROPERTY MGMT RENT$1,450.00
- Median charge
- $1,450.00
- Payments per year
- × 12
- Estimated annual cost
- $17,400.00
A fourth month would strengthen this read.
PECO ENERGY ELECTRIC$161.40Monthly$1,936.80a year3 charges, 31 days apart · varies ±12%
Source charges
- 2026-06-03PECO ENERGY ELECTRIC 06/26$142.18
- 2026-07-03PECO ENERGY ELECTRIC 07/26median$161.40
- 2026-08-03PECO ENERGY ELECTRIC 08/26$178.05
- Median charge
- $161.40
- Payments per year
- × 12
- Estimated annual cost
- $1,936.80
A fourth month would strengthen this read.
AFFIRM$118.32Monthly$1,419.84a year3 charges, 31 days apart · same amount
Source charges
- 2026-06-12AFFIRM PAYMENT 55XJ2median$118.32
- 2026-07-12AFFIRM PAYMENT 55XJ2$118.32
- 2026-08-12AFFIRM PAYMENT 55XJ2$118.32
- Median charge
- $118.32
- Payments per year
- × 12
- Estimated annual cost
- $1,419.84
A fourth month would strengthen this read.
VERIZON WIRELESS$95.00Monthly$1,140.00a year3 charges, 31 days apart · same amount
Source charges
- 2026-06-08VERIZON WIRELESS PMTmedian$95.00
- 2026-07-08VERIZON WIRELESS PMT$95.00
- 2026-08-08VERIZON WIRELESS PMT$95.00
- Median charge
- $95.00
- Payments per year
- × 12
- Estimated annual cost
- $1,140.00
A fourth month would strengthen this read.
Show 8 more
COMCAST XFINITY INTERNET$79.99Monthly$959.88a year3 charges, 31 days apart · same amount
Source charges
- 2026-06-25COMCAST XFINITY INTERNETmedian$79.99
- 2026-07-25COMCAST XFINITY INTERNET$79.99
- 2026-08-25COMCAST XFINITY INTERNET$79.99
- Median charge
- $79.99
- Payments per year
- × 12
- Estimated annual cost
- $959.88
A fourth month would strengthen this read.
SHELL OIL WILLOW$52.10Monthly$625.20a year3 charges, 31 days apart · varies ±6%
Source charges
- 2026-06-18SHELL OIL 57442 WILLOW GROVEmedian$52.10
- 2026-07-17SHELL OIL 57442 WILLOW GROVE$49.80
- 2026-08-18SHELL OIL 57442 WILLOW GROVE$55.34
- Median charge
- $52.10
- Payments per year
- × 12
- Estimated annual cost
- $625.20
A fourth month would strengthen this read.
WAWA HORSHAM$31.20Monthly$374.40a year3 charges, 31 days apart · varies ±8%
Source charges
- 2026-06-09WAWA 8123 HORSHAM PAmedian$31.20
- 2026-07-10WAWA 8123 HORSHAM PA$28.75
- 2026-08-09WAWA 8123 HORSHAM PA$33.05
- Median charge
- $31.20
- Payments per year
- × 12
- Estimated annual cost
- $374.40
A fourth month would strengthen this read.
PLANET FIT CLUB$24.99Monthly$299.88a year3 charges, 31 days apart · same amount
Source charges
- 2026-06-16PLANET FIT CLUB FEESmedian$24.99
- 2026-07-16PLANET FIT CLUB FEES$24.99
- 2026-08-16PLANET FIT CLUB FEES$24.99
- Median charge
- $24.99
- Payments per year
- × 12
- Estimated annual cost
- $299.88
A fourth month would strengthen this read.
UBER HELP UBER$19.80Monthly$237.60a year3 charges, 33 days apart · varies ±12%
Source charges
- 2026-06-14UBER *TRIP HELP.UBER.COM$18.40
- 2026-07-18UBER *TRIP HELP.UBER.COM$22.15
- 2026-08-19UBER *TRIP HELP.UBER.COMmedian$19.80
- Median charge
- $19.80
- Payments per year
- × 12
- Estimated annual cost
- $237.60
A fourth month would strengthen this read.
NETFLIX$17.99Monthly$215.88a year3 charges, 31 days apart · same amount
Source charges
- 2026-06-06NETFLIX.COM 866-579-7172median$17.99
- 2026-07-06NETFLIX.COM 866-579-7172$17.99
- 2026-08-06NETFLIX.COM 866-579-7172$17.99
- Median charge
- $17.99
- Payments per year
- × 12
- Estimated annual cost
- $215.88
A fourth month would strengthen this read.
INTEREST CHARGE ON$14.62Monthly$175.44a year3 charges, 31 days apart · varies ±5%
Source charges
- 2026-06-29INTEREST CHARGE ON PURCHASESmedian$14.62
- 2026-07-29INTEREST CHARGE ON PURCHASES$13.90
- 2026-08-29INTEREST CHARGE ON PURCHASES$15.08
- Median charge
- $14.62
- Payments per year
- × 12
- Estimated annual cost
- $175.44
A fourth month would strengthen this read.
SPOTIFY USA$11.99Monthly$143.88a year3 charges, 31 days apart · same amount
Source charges
- 2026-06-04SPOTIFY USAmedian$11.99
- 2026-07-04SPOTIFY USA$11.99
- 2026-08-04SPOTIFY USA$11.99
- Median charge
- $11.99
- Payments per year
- × 12
- Estimated annual cost
- $143.88
A fourth month would strengthen this read.
How a charge is counted
Questions
Where do I get my statements?
In your bank or card's website, open Statements or Activity. A CSV download usually covers 12–24 months in one file; the monthly PDF statements work too. Three months is enough to see the rhythm; a year catches the annual ones.
Do you see my statements?
No. Files are read in your browser's memory and the detection runs there too. Close the tab and it's gone. There is no upload code in this product, and the privacy page lists the only things that ever reach us.
How does it know what's a subscription?
By rhythm, not by a list of company names: the same merchant charged three or more times, roughly monthly to quarterly, for roughly the same amount. That catches the gym, the storage unit and the app you forgot, and leaves your weekly grocery run out. Every row opens to the charges it was read from, and you can mark one as not recurring.
Is this free?
Yes, up to six statements at a time, and it stays free. It is one page of Statement Insight (the Insights tab), which reads the same files and also shows what a month really costs, where the money goes, the biggest merchants, and the fees and interest — free for two CSV statements, $5 a month for any number and the monthly PDFs.
Can it cancel things for me?
No, and it doesn't try. It shows you what to cancel and what you'd keep a year; cancelling is a call or a click at the merchant. Nothing here needs your login anywhere.
Product updates
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