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How to convert a PNC statement to QuickBooks, Excel or CSV

PNC keeps up to 7 years of checking and savings statements online as PDFs, and it can connect to Quicken and QuickBooks for recent transactions. This page covers getting a statement from PNC, turning it into a clean CSV, Excel, QuickBooks (.qbo) or OFX file with Statement Converter, and importing it into QuickBooks Online or QuickBooks Desktop.

Statement Converter runs in your browser. Your statement is read on your own computer and is never uploaded.

Step 1: Download your statement from PNC

Transactions as a file (CSV). Steps vary; check your bank's help. PNC's connection page says customers "can export transactions and select either the file format .QFX for Quicken or .QBO for QuickBooks," and that transactions and balances can be "pulled in automatically to Quicken/QuickBooks through the account update feature." It doesn't give the exact buttons or a CSV option. If you need months that connection doesn't reach, the PDF statements below cover them.

Source: PNC — Online banking with Quicken

PDF statements. PNC's help page gives these steps:

  1. Sign on to Online Banking.
  2. Select Accounts.
  3. Find and select the account you want.
  4. Select Account Quick View.
  5. Select Statements and Documents.
  6. Select View PDF.

PNC says: "Online statements are available up to 7 years for checking and savings accounts, auto loans and unsecured installment loans; up to 4 years for credit cards; up to 5 years for mortgage and home equity loans; and up to 10 years for investment accounts."

Source: PNC — Online statements

Step 2: Convert it with Statement Converter

  1. Open statements.avyth.com/convert and click Choose CSV or PDF statements. Pick your PNC CSV or PDF file. The free version converts one statement at a time; the paid version takes several at once.
  2. Check the preview. The page tells you how each file was read. If money coming in shows as money going out, click Flip signs for that file.
  3. Under Download as, pick CSV, Excel (.xlsx), QuickBooks (.qbo) or OFX.
  4. If you picked QuickBooks (.qbo), answer Where should QuickBooks put it?
    • New account in QuickBooks: Under This is a:, choose bank account or credit card statement. Then Pick the bank this statement came from: type PNC in the search box. On Intuit's list (checked 2026-09-25), pick PNC Bank - Web Connect: it is listed for both bank accounts and credit cards. PNC Bank QBDT EWC is bank accounts only and PNC Card Services Online is cards only. The list is Intuit's own, and for a card statement it only shows entries Intuit lists for credit cards. The file carries that bank's QuickBooks ID. If QuickBooks already has an account for this bank with the same account number, the transactions go there, so only convert months you haven't already downloaded from PNC. Type the same account number each month to keep the months together. If you added several statements, tick the box that says they are all from that bank and one account; otherwise convert them one at a time. If you can't find the bank, click My bank isn't listed. You won't get a .qbo file; download CSV or Excel instead. QuickBooks Desktop only accepts files for banks registered with Intuit, and we won't label your file as another bank.
    • An account I already import into from my bank: if you have a .qbo file from PNC for that account, choose it. The converter copies its bank ID and account number, so QuickBooks treats the converted file like one from PNC. That .qbo file is also read in your browser and never uploaded. If you don't have one, use New account in QuickBooks.
  5. Click the download button. Its label names the format you picked, for example Download QuickBooks (.qbo) or Download CSV.

What's free: one statement at a time, converted to CSV. $5 a month: any number of statements together, plus Excel, QuickBooks and OFX.

PDFs need a text layer. A scanned PDF (a picture of a page) can't be read.

Step 3: Import into QuickBooks Online

  1. Open Bank transactions. In the newer QuickBooks layout it's under All apps → Accounting → Bank transactions.
  2. Select the Link account dropdown, then Upload from file.
  3. Choose the .qbo file (or the CSV), pick the QuickBooks account it belongs to, and follow the prompts.

Intuit's limits: files up to 350 KB and 1,000 transactions per upload. If you hit either one, convert fewer months at a time. For a CSV upload, Intuit says the file should have 3 columns (Date, Description, Amount) or 4 (Date, Description, Credit, Debit). Statement Converter's CSV has more columns than that, so the .qbo file is the simpler route.

Source: Intuit — Manually upload transactions into QuickBooks Online

Step 4: Import into QuickBooks Desktop

  1. Go to Banking → Bank Feeds → Import Web Connect Files (or File → Utilities → Import → Web Connect Files).
  2. Select the .qbo file and click Open.
  3. Choose Use an existing account if the account is already in QuickBooks, or Create a new QuickBooks account.

Things to know:

  • Intuit says importing a .qbo file requires you to be signed in to your Intuit account inside QuickBooks Desktop.
  • In our experience (not from Intuit's articles), QuickBooks Desktop rejects a Web Connect file from a bank it doesn't recognize. That's why the converter asks which bank the statement came from and writes that bank's own QuickBooks ID from Intuit's list. It never labels your file as a different bank.
  • In our experience, Desktop can refuse to import into an account that has a live automatic bank feed. If your PNC account is connected to QuickBooks Desktop and that happens, turn the feed off first (Edit Account → Bank Feed Settings → Deactivate All Online Services), or import into a new account.
  • Intuit ended online banking services for QuickBooks Desktop 2023 on May 31, 2026 ("You won't be able to download transactions"). Earlier versions were already unsupported. If you're on 2023 or earlier, plan on a supported version.

Sources: Intuit — Set up bank feeds in QuickBooks Desktop · Intuit — Fix Web Connect import errors · Intuit — Desktop 2023 discontinuation

FAQ

How do I get PNC transactions from more than a few months ago into QuickBooks? Use the PDF statements. PNC keeps them online for up to 7 years for checking and savings. Convert them to .qbo on the $5 plan, which merges several months into one file, then import. Only convert months QuickBooks doesn't already have from PNC's own connection. QuickBooks can't tell a converted transaction from the one PNC sent.

My PNC export splits money in and money out into separate columns. Does that work? Yes. Statement Converter reads a CSV with either one signed Amount column or a Debit/Credit pair, and it writes a signed Amount plus separate Debit and Credit columns.

Does PNC's statement show check images? PNC says you can view 24 months of check images in transaction history. Statement Converter reads the transaction lines, not images, so a check shows as its line on the statement.

Is my statement uploaded anywhere? No. The file is read and written in your browser. Statement Converter is an independent tool from Avyth LLC. It isn't affiliated with or endorsed by PNC, or by Intuit (QuickBooks).

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