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How to convert an Apple Card statement to QuickBooks, Excel or CSV

Apple Card monthly statements download as PDFs from the Wallet app or card.apple.com, and Apple lets you export transactions for a statement or a date range. This page covers getting a statement or transaction file from Apple Card, turning it into a clean CSV, Excel, QuickBooks (.qbo) or OFX file with Statement Converter, and importing it into QuickBooks Online or QuickBooks Desktop.

Statement Converter runs in your browser. Your statement is read on your own computer and is never uploaded.

You might not need a converter. Apple's Export Transactions lets you "choose the file format for the transactions". Apple's article doesn't list the formats. If one of them is what your software takes, use Apple's own export. Statement Converter helps when you only have the PDF statements, want several statements merged into one file, or want a tidy spreadsheet.

Step 1: Download your statement from Apple Card

Apple's support article (published May 18, 2026) gives these steps.

Monthly PDF statement on iPhone or iPad:

  1. "On your iPhone, open the Wallet app and tap Apple Card. On your iPad, open Settings, tap Wallet & Apple Pay, then tap Apple Card."
  2. "Tap Card Balance."
  3. "Scroll down and select the monthly statement that you want to export."
  4. "Tap Download PDF Statement for a PDF of your statement."

Transactions as a file, on iPhone or iPad: after Card Balance, either select a monthly statement and "tap Export Transactions", or "Under Statements, tap Export Transactions" and "Choose a start date and end date, choose the file format for the transactions". For Statement Converter, choose CSV if it's offered. Statement Converter reads CSV and PDF only, not QFX, OFX or QIF.

Online at card.apple.com:

  1. "Go to card.apple.com and sign in with your Apple Account."
  2. For a statement: "In the sidebar, click Statements." Then "Find the statement you want, then click the download button for a PDF of your statement."
  3. For transactions: "Click Statements, then click Export Transactions." Then "Choose a start date and end date, choose the file format for the transactions, then click Export."

Source: Apple — Download your Apple Card statements or export your transactions

Who issues Apple Card. As of 2026-09-26, Apple's support pages say Apple Card is "issued by Goldman Sachs Bank USA, Salt Lake City Branch." On January 7, 2026, Goldman Sachs and JPMorgan Chase announced that Chase will take over. JPMorgan Chase says "Chase will become the new issuer of Apple Card, with an expected transition in approximately 24 months," and Goldman Sachs says that "until that is complete, Goldman Sachs will continue to operate the program and record ongoing business results." JPMorgan Chase adds: "During this transition, Apple Card users can continue to use their card as they normally do."

Sources: Apple — See your Apple Card spending history · Goldman Sachs — Agreement to transition Apple Card program to Chase (January 7, 2026) · JPMorgan Chase — Chase to become new issuer of Apple Card (January 7, 2026)

Step 2: Convert it with Statement Converter

  1. Open statements.avyth.com/convert and click Choose CSV or PDF statements. Pick your Apple Card CSV or PDF file. The free version converts one statement at a time; the paid version takes several at once.
  2. Check the preview. The page tells you how each file was read. Card files record charges and payments differently from bank accounts, so if money coming in shows as money going out, click Flip signs for that file.
  3. Under Download as, pick CSV, Excel (.xlsx), QuickBooks (.qbo) or OFX.
  4. If you picked QuickBooks (.qbo), answer Where should QuickBooks put it?
    • New account in QuickBooks: Under This is a:, choose credit card statement. Then Pick the bank this statement came from: type Apple in the search box. On Intuit's list (checked 2026-09-25), pick Apple Card WC: it is listed for credit cards only, with the website card.apple.com. Intuit's list has no Goldman Sachs entry and no Chase entry for Apple Card (checked 2026-09-25), so while Goldman Sachs issues your card, pick the Apple Card one. If your account has moved to Chase, search the list for a Chase entry for Apple Card; if there isn't one, choose My bank isn't listed and download CSV or Excel. The list is Intuit's own, and for a card statement it only shows entries Intuit lists for credit cards. The file carries that bank's QuickBooks ID. If QuickBooks already has an account for this bank with the same account number, the transactions go there, so only convert months you haven't already downloaded from Apple Card. Type the same account number each month to keep the months together. If you added several statements, tick the box that says they are all from that bank and one account; otherwise convert them one at a time. If you can't find the bank, click My bank isn't listed. You won't get a .qbo file; download CSV or Excel instead. QuickBooks Desktop only accepts files for banks registered with Intuit, and we won't label your file as another bank.
    • An account I already import into from my bank: if you have a .qbo file from Apple Card for that account, choose it. The converter copies its bank ID and account number, so QuickBooks treats the converted file like one from Apple Card. That .qbo file is also read in your browser and never uploaded. If you don't have one, use New account in QuickBooks.
  5. Click the download button. Its label names the format you picked, for example Download QuickBooks (.qbo) or Download CSV.

What's free: one statement at a time, converted to CSV. $5 a month: any number of statements together, plus Excel, QuickBooks and OFX.

PDFs need a text layer. A scanned PDF (a picture of a page) can't be read.

Step 3: Import into QuickBooks Online

  1. Open Bank transactions. In the newer QuickBooks layout it's under All apps → Accounting → Bank transactions.
  2. Select the Link account dropdown, then Upload from file.
  3. Choose the .qbo file (or the CSV), pick the QuickBooks account it belongs to, and follow the prompts.

Intuit's limits: files up to 350 KB and 1,000 transactions per upload. If you hit either one, convert fewer months at a time. For a CSV upload, Intuit says the file should have 3 columns (Date, Description, Amount) or 4 (Date, Description, Credit, Debit). Statement Converter's CSV has more columns than that, so the .qbo file is the simpler route.

Source: Intuit — Manually upload transactions into QuickBooks Online

Step 4: Import into QuickBooks Desktop

  1. Go to Banking → Bank Feeds → Import Web Connect Files (or File → Utilities → Import → Web Connect Files).
  2. Select the .qbo file and click Open.
  3. Choose Use an existing account if the account is already in QuickBooks, or Create a new QuickBooks account.

Things to know:

  • Intuit says importing a .qbo file requires you to be signed in to your Intuit account inside QuickBooks Desktop.
  • In our experience (not from Intuit's articles), QuickBooks Desktop rejects a Web Connect file from a bank it doesn't recognize. That's why the converter asks which bank the statement came from and writes that bank's own QuickBooks ID from Intuit's list. It never labels your file as a different bank.
  • In our experience, Desktop can refuse to import into an account that has a live automatic bank feed. If it does, turn that feed off first (Edit Account → Bank Feed Settings → Deactivate All Online Services), or import into a new account.
  • Intuit ended online banking services for QuickBooks Desktop 2023 on May 31, 2026 ("You won't be able to download transactions"). Earlier versions were already unsupported. If you're on 2023 or earlier, plan on a supported version.

Sources: Intuit — Set up bank feeds in QuickBooks Desktop · Intuit — Fix Web Connect import errors · Intuit — Desktop 2023 discontinuation

FAQ

Which file should I export from Apple Card? Apple's article doesn't list the export formats. Statement Converter reads CSV and PDF, so choose CSV if it's offered, or download the PDF statement.

Why are my charges positive numbers? Card files often show purchases as positive numbers. Statement Converter reads text-based PDF statements and CSVs that have a date, description and amount (or debit and credit) for each transaction, tells you when it can't read a file with confidence, and says how it read each file. Flip signs fixes it if it guessed wrong.

Does this work with Apple Card Family? Apple says: "If you have Apple Card Family, the account owner and Co-Owner can see shared statements for a co-owned account starting the month Apple Card Family is set up. You see your individual account statements for the previous months." Convert each statement you download the same way, one account's statements at a time.

Source: Apple — Download Apple Card statements online

Is my statement uploaded anywhere? No. The file is read and written in your browser. Statement Converter is an independent tool from Avyth LLC. It isn't affiliated with or endorsed by Apple, Goldman Sachs or JPMorgan Chase, or by Intuit (QuickBooks).

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